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Asset Management Overview

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  • Overview

    The Korean Teachers' Credit Union was established by The Korean Teachers' Credit Union Act, and it started with assets worth KRW 1.3 billion in 1971, which has become KRW 21.6056 trillion as of the end of June in 2013.

    Major finances include the premiums of members and asset management profits, and these assets are used in financial investments such as domestic and foreign stocks and bonds; alternative investment such as domestic and foreign SOC, real estate, energy, and PEF; and loans for members.

  • Purpose and Principles of Asset Management

    The purpose of asset management is to promote the security and enhance the welfare benefits for members, and our guiding principles are profitability, stability, diversified investment, and liquidity.

    • Principle of Profitability

      We must pursue the maximization of profits to provide a secure life and enhance the welfare benefits for members.

    • Principle of Stability

      Assets must be managed stably within the range of risk tolerance limits of invested assets.

    • Principle of Diversified Investment

      Risks of individual markets and assets must be offset and alleviated through diversification of investment areas.

    • Principle of Liquidity

      Assets must be managed in consideration of liquidity to provide benefits for our members in a steady and equable manner.