Mutual Aid System Loan

Saving

General Loan
Interest-Free Loan
The-K Welfare Loan
Installment Plan Loan

General Loan

Loan can be received by adding Long-term Savings Benefit assuming withdrawal and guarantee insurance loan.

Interest-Free Loan

Loan can be received at an interest free rate if a member got illness or accident, or if housing has been damaged due to a natural disaster.

Health Care Fund Loan

Loan can be received when a member is diagnosed with tuberculosis and is hospitalized for more than 1 week due to illness or accident.

Disaster Recovery Fund Loan

When catastrophe occurs in the house where the member resides according to his/her registration and the house, its accessories, furniture, etc. suffer material damage.

The-K Welfare Loan

The scheme provides loans at an interest rate lower than general loans to provide various welfare benefits to the members.

Wedding Loan

For members within 6 months before or after their or their children’s marriage

Childbirth Loan

For members within 3 years since they or their spouse has given birth or adopted a child

Housing Loan

For members within 3 months before or after the payment of outstanding balances when they or their spouse purchases or leases a home

Installment Plan Loan

Installment Plan Loan(Conversion)

When a member retires, subscribes for a Long-Term Savings with Installment Payments, to relieve the burden from a lump sum off an outstanding loan.

Installment Plan Loan(General)

The Loan to retired members who are receiving the Long-Term Savings with installment Payments without canceling the installment Payments.