The Korean Teachers' Credit Union was
established under the Korean Teachers'
Credit Union Act. It began operations in
1971 with assets worth KRW 1.3 billion,
which have grown to KRW 74.5 trillion
as of the end of 2024. The primary financial resources include
member premiums and asset
management profits. These funds are
allocated to financial investments such
as domestic and foreign stocks and
bonds; alternative investments including
domestic and foreign SOC, real estate,
energy, and PEF; as well as loans for
members.
Purpose and
Principles of Asset
Management
The purpose of asset management is to promote the security and enhance the welfare benefits for members, and our guiding principles are profitability, stability, diversified investment, and liquidity.
Principle of Profitability
We must pursue the maximization of profits to provide a secure life and enhance the welfare benefits for members.
Principle of Stability
Assets must be managed with stability,
adhering to the risk tolerance limits
associated with the investments.
Principle of Diversified Investment
Risks of individual markets and assets must be offset and alleviated through diversification of investment areas.
Principle of Liquidity
Assets must be managed with
consideration for liquidity to
consistently provide benefits to our
members.